UPDATE: President Biden has opened a special enrollment period for the Affordable Care Act health insurance plans for 2021. You can now enroll in one of these plans until August 15, 2021, at healthcare.gov. Some states have their own open enrollment periods and websites for signing up. Check to see if your state does. We also have more information about how to get insurance and learn what kinds of plans to watch out for.
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In the past few days, there’s been a lot of talk in the news and on social media about getting ahold of long-acting birth control ASAP. What’s the rush?
Under the Affordable Care Act (ACA, a.k.a. ObamaCare), health insurance plans are required to cover all forms of birth control without copays or deductibles (i.e. $0 out of pocket). This part of the law is based on what the U.S. Department of Health and Human Services (HHS) considers women’s preventive care, so it’s possible that a new administration could have a different view about what should be included.
Full coverage of birth control has already done a lot of good, so hopefully it’s not going anywhere. But if you’ve been thinking about upgrading your method and want to be sure it’ll be covered by your insurance, it’s never a bad time to get some good birth control.
Long-lasting, worry-free pregnancy prevention
If you want super effective birth control that can last for years with very little maintenance, you have two solid options: the IUD and the implant. Both these methods are more than 99% effective and can be removed (by a health care provider) anytime.
The IUD is a small T-shaped device that goes in your uterus. Some IUDs are hormonal, and those can be effective for 3-6 years depending on what kind you get. There’s also a non-hormonal IUD which can last up to 12 years.
The implant is a tiny rod that goes in your arm and prevents pregnancy for up to 4 years. It works by releasing a progestin hormone.
Both of these methods should currently be covered by health insurance without a copays or deductibles. You can get either method by visiting a health care provider near you.
If you don’t have health insurance, now’s the time to explore your options: open enrollment for 2018 goes from now until December 15th. You can sign up by visiting HealthCare.gov.
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Oh! One more thing: We do our best to answer questions in a timely manner, but we can’t guarantee an immediate reply. (And we don’t answer questions that are already answered in the article you’re commenting on.) If you ask a question and need a response right now, we partner with San Francisco Sex Information (SFSI) to give you free, accurate, confidential info on sex and reproductive health. Their phone number is 415-989-SFSI (7374) and here are their hours. And if you have an urgent medical question, please contact your doctor or a local health center. We’re here to help you stay informed, but only a medical professional can advise you on personal health concerns.
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